Wealth that returns.
A personal ledger you actually live in.
Cash rhythm, net worth, safeguards, and dreams — gathered on one calm canvas.
Honest double-entry underneath.
No spreadsheet noise on top. Built for your season — not a corporate dashboard.
How it works
Configure once, tend each month, and see the whole season.
At a glance
Month rhythm
Accounts
This week
1 – 7 Jun 2026
Truth
8 vaults ready to match bank
SCB · K · UOB · +5
Open Cash
Structure
Nothing due to confirm.
Plan
5 Jun Fixed · House
38,000
Setup complete · 5 of 5 sections
Accounts
8 vaults · 2 cards
Categories
Start at a glance — vaults, categories, and the week ahead in one place.
Finish setup in Co-Pilot, then month rhythm and routing follow your blueprint.
Routing Station
Reserve priority DCAs first, then deploy into Daily, Fixed, Leisure, and Invest.
Unassigned cash
84,200
TTB · ledger balance
Priority DCAs & debt
10,000
Reserved before flow split
Net deployable
74,200
Available to split
Strategy preset
Wealth Builder (70/20/10)
Route unassigned cash at the Routing Station.
Priority DCAs first — then deploy into Daily, Fixed, Leisure, and Invest.
Net flow
+18,400
Buckets
Fixed costs
3 cleared4.2 mo
runway
Monthly inflow, buckets, fixed costs, and runway in one view.
Know what is cleared, what is pending, and how the month is pacing.
Inside Perenn
No disconnected spreadsheets.
Vaults, transactions, and policies share one honest source of truth.
Your personal map — net worth, goals, and what needs attention this month.
Monthly rhythm: inflow, fixed costs, pacing buckets, and runway at a glance.
Net worth, allocation, and each holding with cost basis and accumulation.
Policies, premiums, coverage, and sinking funds tied to your cash rhythm.
A dream board beside your numbers — goals, vault progress, gentle momentum.
Record movements, confirm bills, and audit history with double-entry discipline.
Vision
Name what matters — home, freedom, a slower season.
Watch vault progress grow beside your goals on the dream board.
No streaks, no guilt: a gentle north star while the ledger
stays honest underneath.
Dream board
What you are building toward
New car
MAR 2028
Europe trip
JAN 2030
Net worth
฿4,280,000
This month's net
+42,500
Asset allocation
System actions
True savings rate
28.4%
In: 186kOut: 133k
Safe to spend
฿1,240/ day
18 days left in period
Spent: 22kLimit: 45k
Expense heatmap
Trailing 30 days
Runway
8.4Months
Target: 6 months
Horizon
Pick the widgets that matter
— net worth, allocation, watchlist, net flow.
Frosted glass over a calm diorama.
See what needs attention this month;
color only where money moves, quiet everywhere else.
Create your private ledger with Google or email.
Walk through Blueprint at your own pace
— there is no rush to fill every field on day one.
Each account is private.
Finish Blueprint once, before you open the rest of the app.
